Living together without being married offers flexibility—but it also creates legal and financial risks if your relationship ends. A cohabitation agreement provides clarity, protection, and peace of mind for couples at any stage. At Tailor Law, our experienced Cohabitation Agreement Lawyers in Ontario help clients in Mississauga, Toronto, and the GTA draft, review, and enforce cohabitation agreements that safeguard your rights and future.
Quick Answer: What Is a Cohabitation Agreement in Ontario?
A cohabitation agreement is a legally binding contract between unmarried partners who live together. It sets out how property, debts, and support will be handled if the relationship ends. In Ontario, these agreements can prevent costly disputes and provide certainty for both partners. Tailor Law’s lawyers ensure your agreement is fair, enforceable, and tailored to your needs.
Service Overview: Understanding Cohabitation Agreements in Ontario
A cohabitation agreement is a written contract between two people who are living together or planning to live together. It covers important financial and personal issues, helping both partners avoid uncertainty and conflict.
Why Cohabitation Agreements Matter
- Clarifies property and financial rights
- Protects both partners from unexpected outcomes
- Reduces the risk of costly, stressful disputes
- Can be converted to a marriage contract if you marry later
How Cohabitation Agreements Work in Ontario
- Customizable: Agreements can address property division, spousal support, debt allocation, and other key issues.
- Legal Requirements: Both partners should provide full financial disclosure. The agreement must be in writing, signed, and witnessed.
- Independent Legal Advice: Strongly recommended for both parties to ensure fairness and enforceability.
- Changing Agreements: Agreements can be updated if both parties consent or if circumstances change significantly.
- Enforcement: Courts in Ontario routinely uphold fair, properly executed cohabitation agreements.
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Why Choose Tailor Law for Your Cohabitation Agreements in Ontario?
- 10+ Years of Family Law Experience: Our lawyers have drafted, reviewed, and enforced hundreds of cohabitation agreements for clients across Mississauga, Toronto, and the GTA.
- Personalized, Practical Guidance: We listen to your goals, explain your options, and tailor every agreement to your unique circumstances.
- Proven Results: Whether you’re just moving in or have been together for years, we help protect your interests and avoid future disputes.
- Comprehensive Support: From negotiation and disclosure to signing and enforcement, we’re with you every step of the way.
- Multilingual Team: Serving the diverse communities of the GTA in multiple languages.
How We’re Different
| Feature | Tailor Law PC | Other Firms |
| Transparent Billing | ✔ Upfront, clear pricing | ✖ Hidden or unclear fees |
| Mediation & Litigation Expertise | ✔ Skilled in both | ✖ Often limited to one |
| 24/7 Consultations | ✔ Flexible, urgent support | ✖ Limited hours |
| Personalized Strategies | ✔ Tailored to your unique case | ✖ Generic, templated service |
| Multilingual Services | ✔ Languages for GTA communities | ✖ English only |
| Free Initial Consultation | ✔ No obligation, honest advice | ✖ Paid first meeting |
Our Process: How Tailor Law Handles Cohabitation Agreements in Ontario
- Free Consultation:
- We listen to your story, explain your rights, and discuss your goals for the agreement.
- Financial Disclosure:
- We help you gather and exchange necessary financial documents to ensure transparency and fairness.
- Drafting & Negotiation:
- Our lawyers draft a comprehensive agreement, negotiate terms with your partner or their lawyer, and address all key issues.
- Independent Legal Advice:
- We ensure you understand every clause and, if needed, refer you for independent legal advice.
- Finalization & Enforcement:
- We oversee signing, witnessing, and provide ongoing support if enforcement or changes are needed.
Take the First Step Protect Your Future with a Cohabitation Agreement in Ontario
Don’t leave your rights or your relationship to chance. Call (905) 366-0202 or book a confidential consultation online. Our lawyers are available 24/7, and your first meeting is always free.
Reviews & Testimonials
“Tailor Law made the process simple and stress-free. Their lawyers explained everything and protected both of us.”
— D.S., Mississauga
“I appreciated their honest advice and attention to detail. I feel secure knowing our agreement is fair.”
— K.R., Toronto
“We avoided conflict by setting clear expectations up front. Tailor Law’s team was professional and thorough.”
— B.L., Brampton
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Frequently Asked Questions About Cohabitation Agreements in Ontario
1. Who should get a cohabitation agreement?
Any unmarried couple living together or planning to live together can benefit from a cohabitation agreement.
2. What can be included in the agreement?
Property division, spousal support, debts, day-to-day finances, and other issues important to you.
3. Is a cohabitation agreement legally binding?
Yes, if properly drafted, signed, and witnessed. Courts usually enforce fair agreements.
4. Can we use the same lawyer?
No. Each partner should have their own lawyer for independent advice and fairness.
5. Can we change the agreement later?
Yes, if both partners agree or if circumstances change significantly.
6. What if we get married?
Your cohabitation agreement can become a marriage contract or be updated to reflect your new status.
7. What if one partner won’t sign?
You cannot force someone to sign, but our lawyers can help explain the benefits and negotiate terms.
8. How much does a cohabitation agreement cost?
Fees depend on complexity. Tailor Law offers transparent, upfront pricing and payment plans. Your first consultation is free.
9. What if we separate without an agreement?
You may face uncertainty or expensive disputes. A cohabitation agreement helps avoid these risks.
10. Can same-sex couples have a cohabitation agreement?
Absolutely. The law applies equally to all couples in Ontario.
Lawyer Bio: Deepa Tailor
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Deepa Tailor, H.BSc, J.D.
Managing Lawyer, Tailor Law Professional Corporation
Deepa Tailor is a respected family lawyer with an H.BSc and J.D., and over a decade of experience helping couples protect their rights through cohabitation and domestic contracts. A graduate of the University of Windsor Faculty of Law and a member of the Law Society of Ontario, Deepa is known for her practical, client-focused approach.
This content was legally reviewed by Deepa Tailor, Managing Lawyer at Tailor Law PC.
Take Action Now – Secure Your Relationship with a Cohabitation Agreement
Don’t risk your future or your peace of mind. Call (905) 366-0202 or book your free consultation online now. Our experienced family law team is ready to help—24/7.
