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Child Support for Unmarried Parents: The Family Law Act Explained

Not married? Not divorcing yet? Understand how Ontario’s provincial laws protect your child’s right to financial support.

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Legal Review: This legislative guide was reviewed by Deepa Tailor, Senior Family Lawyer, to explain the differences between the Federal Divorce Act and the Provincial Family Law Act (2026).

Which Law Applies to Me?

In Ontario, Child Support is governed by two different laws depending on your relationship status.

  1. 1.
    The Divorce Act (Federal): Applies ONLY if you are legally married AND have filed for a divorce.
  2. 2.
    The Family Law Act (Provincial): Applies to everyone else. This includes Common Law partners, unmarried parents, and married couples who are separated but not asking for a divorce. While the payment amounts (Guidelines) are usually the same, the rules for when support ends can differ.

Defining Parental Responsibility

Biological Parents

You are automatically liable for support if you are the biological parent, regardless of whether you ever lived with the child or the other parent.

Settled Intention (Psychological)

Step-parents or partners who “demonstrated a settled intention” to treat the child as their own can be ordered to pay support, even without biology or adoption.

Adoptive Parents

Once an adoption order is signed, you assume all financial responsibilities. The biological parents’ obligations cease.

Assisted Reproduction

Under the Children’s Law Reform Act, a person who provides sperm, eggs or an embryo for assisted reproduction is NOT a parent unless they are a parent under Part I of the Act (s. 5). A written pre-conception agreement is needed mainly where conception happens through sexual intercourse (s. 7(4)).

When Does Support Stop? (The Critical Difference)

The biggest difference between the two Acts is how they treat adult children.

Divorce Act (Federal)

Broader Definition. Support can continue well past 18 for illness, disability, or education. “Child of the Marriage” is defined flexibly.

Family Law Act (Provincial)

Stricter Definition. Support continues for an unmarried child who is a minor, is enrolled in a full-time program of education, or is unable because of illness, disability or other cause to withdraw from the charge of the parents (FLA, s. 31(1)).

What If Paternity is in Dispute?

1

Presumption of Parentage

The law presumes you are the parent if you were married to the birth mother or lived with her in a permanent relationship when the child was born.

2

The DNA Request

If there is doubt, either party can request a paternity test. If a party refuses, the court can draw an “adverse inference” (assume they are the parent).

3

Declaration of Parentage

We file an application for a court order formally declaring who the parents are. This allows the FRO to enforce support.

Family Law Act FAQs

No. Ontario uses the Child Support Guidelines for both Acts. The monthly table amount is identical whether you were married or not.

Under the FLA, a step-parent who has shown a settled intention to treat the child as their own can owe support (s. 1(1) “parent”). The amount is what the court considers appropriate, having regard to the Guidelines and any other parent’s legal duty to support the child (O. Reg. 391/97, s. 5).

No. Most Family Law Act cases are settled via Separation Agreement. However, if you need a restraining order or urgent support, you apply to the Family Court of the Superior Court of Justice where it sits in your area; elsewhere, support and restraining orders can be sought in the Ontario Court of Justice, while property claims go to the Superior Court of Justice.
Deepa Tailor

Deepa Tailor, Senior Family Lawyer

Deepa Tailor is the founder of Tailor Law. She assists unmarried and common-law parents in navigating the specific provisions of the Ontario Family Law Act.

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Unmarried Parents Have Rights Too. Protect Your Child.

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