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Child Support for Unmarried Parents: The Family Law Act Explained

Not married? Not divorcing yet? Understand how Ontario's provincial laws protect your child's right to financial support.

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Legal Review: This legislative guide was reviewed by Deepa Tailor, Senior Family Lawyer, to explain the differences between the Federal Divorce Act and the Provincial Family Law Act (2026).

Which Law Applies to Me?

In Ontario, Child Support is governed by two different laws depending on your relationship status.

  1. 1.
    The Divorce Act (Federal): Applies ONLY if you are legally married AND have filed for a divorce.
  2. 2.
    The Family Law Act (Provincial): Applies to everyone else. This includes Common Law partners, unmarried parents, and married couples who are separated but not asking for a divorce. While the payment amounts (Guidelines) are usually the same, the rules for when support ends can differ.

Defining Parental Responsibility

Biological Parents

You are automatically liable for support if you are the biological parent, regardless of whether you ever lived with the child or the other parent.

Settled Intention (Psychological)

Step-parents or partners who "demonstrated a settled intention" to treat the child as their own can be ordered to pay support, even without biology or adoption.

Adoptive Parents

Once an adoption order is signed, you assume all financial responsibilities. The biological parents' obligations cease.

Assisted Reproduction

Under the Children's Law Reform Act, sperm/egg donors are generally NOT parents, provided the proper pre-conception agreements were signed.

When Does Support Stop? (The Critical Difference)

The biggest difference between the two Acts is how they treat adult children.

Divorce Act (Federal)

Broader Definition. Support can continue well past 18 for illness, disability, or education. "Child of the Marriage" is defined flexibly.

Family Law Act (Provincial)

Stricter Definition. Support typically ends when the child turns 18, UNLESS they are enrolled in a full-time education program. The FLA historically had tighter restrictions on support for disabled adult children (though case law is evolving).

What If Paternity is in Dispute?

1

Presumption of Parentage

The law presumes you are the parent if you were married to the birth mother or lived with her in a permanent relationship when the child was born.

2

The DNA Request

If there is doubt, either party can request a paternity test. If a party refuses, the court can draw an "adverse inference" (assume they are the parent).

3

Declaration of Parentage

We file an application for a court order formally declaring who the parents are. This allows the FRO to enforce support.

Family Law Act FAQs

No. Ontario uses the Child Support Guidelines for both Acts. The monthly table amount is identical whether you were married or not.
Under the FLA, step-parent support is secondary. The biological parents pay first. If they can't pay enough, the step-parent tops it up. It usually ends if the relationship with the child ends.
No. Most Family Law Act cases are settled via Separation Agreement. However, if you need a restraining order or urgent support, you apply to the Ontario Court of Justice, not the Superior Court (unless property is involved).
Deepa Tailor

Deepa Tailor, Senior Family Lawyer

Deepa Tailor is the founder of Tailor Law. She assists unmarried and common-law parents in navigating the specific provisions of the Ontario Family Law Act.

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Unmarried Parents Have Rights Too. Protect Your Child.

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